Terms and Conditions

1. Acceptance of Terms

By accessing or using the Sterling Yieldra website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Services. We may update these Terms from time to time, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Services. By using the Services, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

3. Description of Services

Sterling Yieldra provides AI-powered data analysis and decision-support tools intended to assist professionals and investors in evaluating information and optimising decision-making processes. The Services are provided on an "as is" and "as available" basis. We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice.

4. No Professional or Financial Advice

The outputs, analyses, reports, and recommendations generated through the Services are provided for informational purposes only and do not constitute financial, investment, legal, tax, or professional advice of any kind. You should seek independent advice from a qualified professional before making any decisions based on information obtained through the Services. Sterling Yieldra does not guarantee the accuracy, completeness, or reliability of any output generated by the platform.

5. User Accounts

To access certain features of the Services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorised use of your account. Sterling Yieldra is not liable for any loss or damage arising from your failure to safeguard your account information.

6. Acceptable Use

You agree not to use the Services:

• In any way that violates applicable local, national, or international law or regulation.
• To transmit any harmful, unlawful, defamatory, or infringing content.
• To attempt to gain unauthorised access to any part of the Services, other accounts, or connected systems or networks.
• To reverse engineer, decompile, or otherwise attempt to extract the source code or underlying algorithms of the Services.
• To use automated means, including bots or scrapers, to access the Services without our prior written consent.

7. Subscription, Fees, and Payment

Certain features of the Services may require payment of fees as described at the point of purchase. All fees are exclusive of applicable taxes unless stated otherwise. Fees are generally non-refundable except as required by applicable law or as otherwise stated in a specific offer. We reserve the right to change our pricing upon reasonable notice.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Services are the property of Sterling Yieldra or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Services other than the limited right to use them in accordance with these Terms.

9. User Content

Where you submit data, documents, or other content to the Services ("User Content"), you retain ownership of such User Content. You grant Sterling Yieldra a limited, non-exclusive licence to process, store, and analyse your User Content solely for the purpose of providing and improving the Services. You represent that you have all necessary rights to submit such User Content and that it does not infringe any third-party rights.

10. Third-Party Services and Links

The Services may contain links to, or integrate with, third-party websites, tools, or services that are not owned or controlled by Sterling Yieldra. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of them is at your own risk and subject to their respective terms.

11. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Sterling Yieldra disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of data or outputs. We do not warrant that the Services will be uninterrupted, error-free, or completely secure.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Sterling Yieldra, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Services, even if advised of the possibility of such damages. Our total aggregate liability arising out of or relating to these Terms shall not exceed the amount paid by you to Sterling Yieldra in the twelve (12) months preceding the event giving rise to the claim.

13. Indemnification

You agree to indemnify and hold harmless Sterling Yieldra and its affiliates, officers, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Services, or your violation of any applicable law or third-party rights.

14. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms. You may also terminate your account at any time by discontinuing use of the Services. Provisions that by their nature should survive termination, including intellectual property, disclaimers, and limitations of liability, shall survive.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sterling Yieldra is registered, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable mandatory law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by Sterling Yieldra, constitute the entire agreement between you and Sterling Yieldra regarding the use of the Services and supersede any prior agreements or understandings, whether written or oral.

18. Changes to These Terms

We reserve the right to amend these Terms at any time. Material changes will be communicated through the Services or via other reasonable means. Your continued use of the Services following any such changes constitutes your acceptance of the updated Terms.

19. Contact

If you have any questions about these Terms, please get in touch through the contact details provided on our Contact page.

This document is a general template provided for informational purposes only and does not constitute legal advice. It should be reviewed by a qualified legal professional and adapted to reflect the specific operations, jurisdiction, and regulatory obligations of Sterling Yieldra before use.